How We Do It

Initial Advice

Our advisers will be happy to have an initial meeting with you which is at our cost.  This enables us to discuss your circumstances, requirements and objectives so that we can identify where and how we can assist you.  We will seek to understand your attitude to investment including the rewards, risk and ethics involved.

Having completed a detailed review of your current financial position and arrangements, we will provide you with recommendations and explain the benefits and risks associated with the approach we have suggested – usually in a follow up meeting.  Our purpose will be to tailor a financial plan which is specific to you.

If you are happy with our recommendations, we will help you to implement your financial plan as efficiently and as cost effectively as possible.

We provide advice on a fee basis for the review and implementation of any recommendations.  At or following the initial meeting you will be provided with a fee schedule and agreement which is explained and agreed with you before we undertake any work.

As your circumstances change throughout your life, so should your financial plan and we can help to ensure that your plan stays relevant to you by reviewing it with you on a regular basis, should you want us to do so.

 

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Ongoing Advice

We are dedicated to developing successful long term relationships with our clients.  We charge annual management fees based on the value of assets held which covers the cost of providing an ongoing review service.  If advice has been given over a range of non-investment solutions, we will agree annual fees for ongoing advice with you.

Ongoing reviews are as important as the initial meeting and we highly recommend that we have a face-to-face meeting at least once a year to ensure that your financial plan remains aligned to your financial needs and is consistently in line with our recommendations.

We may also contact you throughout the year to highlight ideas and opportunities that may arise as a result of, for example, legislation changes.

Some of our clients like to meet more regularly than this to help ensure that their individual requirements are met.

As a client of Arden Associates, you can expect us to always advise you of what is right for you even if this means dispensing with existing financial arrangements or investments that are no longer fulfilling your requirements and recommending alternatives if needed.  You can be assured that we will aim to give you the most appropriate advice, not just the easiest advice.